IVF Cost: How Much Does Infertility Treatment Cost?

Table Of Contents

1. Introduction
2. Cost
3. Additional IVF Cost
4. Take away

IVF is one of the most sought-after treatments for couples facing infertility. It’s a procedure that’s been expertly performed for over 40 years and has fulfilled the dreams of thousands of couples to have a baby. Couples that go for IVF have usually tried everything that has been suggested to them before turning to IVF – making it a decision that comes after months or even years of exhausting their mental health.

A couple that has suffered so much before they finally find a hopeful glimmer in this advanced treatment option – their next worry is often “Would this exhaust my financial reserves?”.

IVF is expensive. We all know that. That’s simply because – quality and expertise always come at a price. It’s true for everything because it’s nearly impossible to pay a lower price for something that’s worth a lot. Quality and Expertise in healthcare are something that cannot be compromised at all – the barter with good health is too high a price to pay if you think a cheaper treatment might be a better option. However, even a procedure as specialized as In-vitro Fertilisation doesn’t have to be unaffordable, despite it being expensive. Does that sound like a paradox? Well, it isn’t, since options such as financing your IVF treatment allows you to get superior quality treatment at a cost that’s available to you, thanks to EMI options, where a monthly payment of a smaller amount is to be paid instead of paying for the IVF treatment all at once. This spaces out your spending on the treatment and ensures you get the treatment of choice in your budget without having to compromise on the quality of IVF treatment, the expertise of the doctors, The infrastructure, compliance certifications of the IVF center, and the patient support you get from IVF centers having high success rates that speak for themselves. To get an idea about the costs involved, check out IVF Junction Cost Calculator.

Coming back to the topic, WHY is IVF priced like it is? For starters, It’s an extensive process. Once the couple has undergone multiple tests, consultations, check-ups, and got a “go ahead” by their doctor for IVF, there are many processes in IVF that build-up to the big picture – a successful pregnancy. 

Briefly explained, the procedure consists of the following – 

  1. Consultation – The IVF specialist would look from all angles about the probable cause of infertility using diagnostic tools, blood tests, scans, and symptoms. The doctor may put you on a treatment plan to increase your IVF success rate. This Physical Preparation for IVF ensures that you are healthy for the IVF treatment. 
  2. Ovarian Stimulation – A process that ensures the development and maturation of the ovum. 
  3. Egg Retrieval – The mature ovum is collected and then sent to the embryologist.
  4. Sperm Retrieval – The sperm are collected and stored to be used for fertilization. 
  5. Fertilization – The egg and the sperm are fertilized in a culture medium in a highly specialized facility being monitored by embryologists and doctors. 
  6. Embryo Transfer – After fertilization, the embryo is transferred in a 6-8 celled stage with the help of a catheter under the supervision of ultrasound. 
  7. Pregnancy test – The couple is called for a pregnancy test after 12-15 days to ensure that the embryo has implanted into the uterus. 

After the successful implantation, other ultrasounds and tests related to pregnancy are suggested to ensure that the pregnancy is developing healthily.

Cost – The break up of it 

The cost of an IVF package depends upon 2 main aspects – the cost involved in the IVF Cycle procedure and the costs for the Injections and Medications. The prices mentioned in this article are in Indian Rupees (INR) 

The IVF procedural and consumable costs are inclusive of All Consultations, Initial Ultrasounds, Lab Charges, Anesthesia Charges, Consumables and Media Charges, Embryo Services, Ovum pickup, Embryo Transfer, and tests such as semen analysis. This cost would also include additional programs like the IVF Junction Fertility Buddy that ensure you have support throughout your IVF journey. This cost can amount to 60,000 – 1,20,000 depending upon the exact procedures adopted for the IVF treatment.

The Injections and Medications including injections containing Gonadotrophins (Hormones that are responsible for follicular development and maturation in the ovaries and the development of gametes) used in IVF treatment play several roles – Suppressing the natural menstrual cycle, ovarian stimulating hormones that increases the development of the ovum, maturation of the ovum making them suitable for fertilization and triggering the release of the egg. Along with it, other drugs and injections that are required for improving the outcome of IVF (Such as Progesterone containing drugs) are also prescribed by the IVF expert. Now you may ask, WHY all these medications? The answer to that is, The injections and medications used in IVF initiate something known as “Superovulation”. So what superovulation does is, makes your ovaries produce multiple mature eggs instead of just one each month, as it happens in the natural cycle. With the ovaries producing multiple eggs, multiple eggs can be procured and used for the IVF treatment, along with keeping options such as freezing of eggs open for the couple. The dosage of these Injections and Medications is highly variable, as it depends on a number of factors and there cannot be any specified dosage for all. The quality of these injections also varies in the market – the internationally procured injections being more expensive than the ones produced domestically. Keeping these variables in mind, medicines and injections can cost 40,000-60,000. 

Adding the two aspects of IVF treatment, it can be estimated that the IVF treatment can cost 1,00,000 to 1,60,000. This is the price of one IVF cycle. Some couples might not be able to conceive in the first cycle and opt to go for more IVF cycles, so the cost would increase according to the discussion with your doctor. Embryo Freezing can also be considered before the first cycle so that if additional cycles are required, the embryos prepared for the first cycle can be implanted. Embryo Freezing costs approximately 30,000 annually. 

Now that we know the Base costs of the IVF treatments, which include the procedural and consumable costs along with the medications and injections cause, it’s important to discuss another factor – Do costs increase if there are complications? Yes, they do. 

Additional IVF costs – What Happens when Complication Arise 

It is important to understand what treatments might be recommended if there happen to be any complications to help you plan better. IVF cycle success rates greatly depend upon whether or not complications are faced – for example, the IVF success rates can be 80% average, and the success rates keep dipping if one or both partners face some complication. For some complications, medications might be prescribed, while for the others it is important to get surgical treatment. To help you understand this better, let us divide the types of complications into two – Complications arising for Males and Complications arising for Females.

Complications arising for males 

In males, Complications such as problems with sperm motility, sperm morphology, sperm structure, sperm count, Aspermia (Lack of sperm in the ejaculation), and Similar complications arise. 

  • Sperm Retrieval Procedures – These procedures are used for directly procuring the sperm from the man’s reproductive tract.

Procedures such as Testicular Sperm Aspiration (TESA) and Percutaneous Epidydimal Sperm Aspiration (PESA) are commonly suggested to retrieve sperm for IVF treatment. For TESA, a needle is inserted into the testis to extract seminiferous tubules containing the sperm, whereas in PESA a fine needle is used to extract sperm from the epididymis, a coiled ductal tube that stores and transports sperm. TESA and PESA cost somewhere around 20,000- 30,000. 

  • Fertilization Techniques 

 To help with fertilization, a technique known as Intra Cytoplasmic Sperm Injection (ICSI) may be implemented. In ICSI, a single sperm is injected into the ovum for fertilization and then the resulting embryo is implanted into the uterus. ICSI thus helps improve the IVF despite complications arising for males. Intracytoplasmic morphologically selected sperm injection or IMSI is an advanced ICSI, that utilizes an advanced microscope for the procedure might also be recommended. ICSI treatment can cost somewhere between 25,000-40,000. 

If there is a requirement for donor sperm, the cost for it is 8,000-10,000. 

Complications Arising for Females 

Females can face complications that need to be overcome with treatments too. Common causes such as older age, poor egg quality, polyps, and endometriosis to reasons such as Tuberculosis and Asherman syndrome can be responsible for complications arising for females.  Complications that arise in females can be divided into the following categories – 

  • Poor Quality  Egg – If the egg quality is poor, your IVF Doctor may recommend medications and going ahead with a Donor egg. Egg quality is a very important aspect that determines the rate of success of IVF treatment, hence if your egg quality isn’t good, a donor egg might be a better option. Donor egg can cost anywhere between 30,000-50,000, whereas a Donor Embryo can cost between 50,000-1,00,000 at centres which have ethical practice.
  • Uterine complications – Conditions such as Fibroids, Polyps, thin endometrium, and Endometriosis form a part of complications arising in the uterus. Asherman syndrome can also be a reason for complications during infertility treatment. Their treatment can include medications and surgery. Treatments such as PRP Infusion into the uterus might be used to improve endometrium thickness along with assisted hatching and embryo glue. Platelet Rich Plasma is produced with the help of centrifugation of the blood that is extracted from the same person who requires this treatment and then infused into the lining of the uterus to improve endometrium thickness. Embryo glue and Uterine PRP may cost somewhere close to 10,000-15000 each, While Laser-Assisted Hatching can cost 25,000-30,000. 
  • Ovarian Complications – If the female has PCOS, treatment for PCOS would have to be done to ensure a successful IVF treatment, followed by IVF treatments the doctor recommends. Other ovarian complications can arise too which have to be treated accordingly. Ovarian PRP is a treatment that is recommended to some people for Ovarian Rejuvenation and may cost around 50,000-60,000. 
  • Tubal Complication – In situations such as blocked or removed fallopian tubes (Tube connecting the uterus to ovaries) Medication along with IVF and assisted hatching and embryo glue may be required. Assisted hatching is a lab procedure in which the zona pellucida, the “shell” of the embryo is thinned or cracked in order to help the egg “hatch” and increase the chances of implantation.
  • Previous Surgeries and Medical Conditions – People with previous surgeries and medical conditions may be prescribed medications along with IVF and Assisted Hatching and Embryo glue. 

  • Additionally, in some females, general procedures such as Laparoscopy and Hysteroscopy may be recommended, costing 80,000 to 25,000-30,000 respectively. 

    If a surrogate is required for Successful IVF it can cost 10,00,000-15,00,000. 

    Additionally, the costs are also determined by some factors such as : 

    • The type of Centre – Is it a Doctor-Driven center or a corporate chain? 
    • The type of Facilities -Does the center have advanced equipment and quality compliance?
    • The type of lab – Is the Lab in-house or do they collaborate with an external lab?
    • What kind of consumables do they use -do they match the international standards in IVF?

    IVF junction has network partners which have Highly experienced IVF specialists, skilled embryologists, in-house labs with quality compliances, and use the good quality medium for the procedures. All these strict parameters for selection ensure that we partner with the best of the best – ensuring that YOU get the best possible treatment and all the support that you require in this IVF journey. 

    Hence, It can be said that: 



  • Take Away 

    As you can see, the costs are of a number of treatment options that in totality make the IVF successful. Since many procedures are involved, it is important to have a transparent idea of how much you might need to spend in order to have a successful conception and pregnancy. The “No-hidden-cost” approach gives you an estimate of the money that would be required to go ahead with this procedure. If you have an accurate idea of the finances you can plan and budget your expenses better in order to not be financially strained. IVF Junction Cost Calculator can help you know a transparent and reliable estimate that can give you an idea of what would be better for you – Financing and EMIs or paying the amount out of your pocket. 

    IVF is a treatment that is worth every bit of physical, emotional, and financial preparations – something that many IVF success stories seem to endorse. Knowing what kind of financial obstacles might come up along the way, with IVF Junction supporting you along the way, you can make an Expensive and Specialised treatment affordable to you.


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